Homestead Solutions, Inc. (HSI) is a Non-Profit Agency that helps homeowners maintain stability in their family and their community. We believe that homeownership can provide a solid foundation for individuals and families when life throws them a curve.
HSI has a comprehensive understanding of the Wisconsin foreclosure laws and many proven strategies to stop foreclosure. From workout plans including Making Home Affordable (The Obama Plan) to the most recent updates to FHA Guidelines and other lenders’ plans, our housing advisors can explain your options and provide solutions to avoid foreclosure in Wisconsin.
We have special access to departments inside many of the large lenders that other companies don’t have. This means our clients receive the fastest, best service possible from the most experienced workout specialists in the industry.
HSI works with government entities and other non-profits offering programs to help homeowners. We assist people struggling with their mortgage payments by working with mortgage lenders to stop the foreclosure. This may mean a workout plan to allow the homeowner to stay in their home; or it may mean negotiating a Deed-In-Lieu of foreclosure or a Short Sale – allowing the property to be sold for less than the full payoff. HSI provides education, advice, counseling and resources to ensure that people do not lose their home at the steps of the courthouse.
There are many reasons people struggle with mortgage payments:
- Loss of employment
- Unexpected household expenses
- Health problems, medical bills and prescription drug expenses
- Death in the household
- Reduced hours at work
- Job change
- Increase in mortgage payments due to Adjustable Rate Mortgages (ARMs)
- Poor financial planning and lack of budgeting
- Fixed incomes have not increased with the cost of living
If you are struggling with your mortgage because of any of the reasons above, click HERE or call us at 920-230-3324. Almost any WI foreclosure situation can be successfully resolved with the right help.